Reference

Disclosures.

Every TX Land & Home disclosure consolidated into one place. These statements govern how our pricing, timelines, renderings, financing guidance, warranties, and compensation relationships are presented across the site, the listing flow, and any AI-generated output. They are written to set honest expectations before a contract is signed, read what applies to your situation, and reach out with any question.

Required standard disclosures

Applies to all pricing outputs

The two statements below appear on all budget outputs, AI-generated cost figures, and listing guidance, without exception.

Our pricing guidance is regularly updated to account for current market conditions, but does fluctuate and is dependent on final analysis of your specific site conditions. No pricing is locked until a contract is signed.

All figures are estimates based on TX market data and inputs provided. Final pricing is subject to on-site contractor assessment and may vary significantly. TX Land & Home · txlandhome.com · Christopher Gill TX Broker #619560

Category 1

Pricing

1.1

Cost estimates not final / no pricing locked until contract

All pricing guidance produced by TX Land & Home tools, including site development cost estimates, home pricing, budget builder outputs, and suggested list prices, are estimates only. These figures are based on typical market conditions and the site information provided at the time of the estimate. Final costs depend on contractor bids following on-site assessment and may differ materially from estimates shown. Home pricing is subject to manufacturer availability at the time of factory order. No pricing is locked until a contract is signed.

1.2

High-variance item flags

Certain site-development line items carry a wider cost range than others, Rock and caliche removal, Well depth, and Electric service extension distance are the three most common. Where one of these items appears in a pricing output, an inline flag is shown next to the line item explaining that the range is an estimate and that the final cost requires an on-site contractor assessment, a driller's post-mobilization confirmation, or a formal application to the rural electric co-op (typically a 4–6 week process initiated on Day 1 of construction).

1.3

Home pricing subject to availability

Home pricing shown reflects TX Land & Home's current sale price for the selected model or tier. Home selection and pricing are confirmed with the buyer in writing prior to closing. The factory order is placed after closing when TX Land & Home receives the first draw payment. In the event that a selected model or option is unavailable at the time of factory order, TX Land & Home will notify the buyer and present a comparable alternative. See the Home Availability disclosure for substitution terms.

Category 2

Timeline

2.1

90–120 day timeline is an estimate

Construction timelines of 90–120 days are estimates based on standard site conditions and typical contractor and utility schedules. Actual timeline depends on: county permit processing times, electric co-op service application scheduling (commonly 4–6 weeks for rural service extensions), well drilling and septic permit processing, contractor availability, factory delivery schedule (typically 4–10 weeks from order), and weather. No specific completion date is guaranteed until confirmed in writing by the general contractor following closing.

Category 3

Home representation

These four disclosures are used broadly, any time a home is shown, described, or marketed. Separate from Home Availability disclosures (Category 4), which are used more selectively.

3.1

Renderings and photos are representative

Images shown in this listing, including exterior renderings, interior photos, and floor plan illustrations, are provided for illustrative purposes. Renderings may depict upgraded exterior finish packages, optional features, landscaping, or site conditions not included in the base home price or not applicable to this specific parcel. Images are representative of the home type selected and are not a depiction of the completed home as it will appear on this site.

3.2

Floor plans may vary

Floor plan layouts shown represent the selected home model and are generally accurate in bedroom count, bathroom count, and room configuration. Minor dimensional variations, including room sizes, window placement, door swing direction, and ceiling height, may differ from printed plans in the completed home as manufactured. Floor plans are not construction drawings. The manufacturer's current production specifications govern actual dimensions.

3.3

Standard finishes apply

Interior and exterior finishes shown in images, renderings, and marketing materials may represent optional upgrade packages not included in the base home price. The base home price includes TX Land & Home's standard specification for the selected model. Standard specification details are available in the home's written specification sheet. Upgrades beyond the standard specification are available and must be selected and confirmed in writing at the time of factory order.

3.4

Options confirmed at factory order

Any options, upgrades, or finish selections beyond the standard specification must be selected and confirmed in writing at the time of factory order. Options shown in marketing materials and home selection tools are examples of available upgrades, they are not included in the base price unless specifically selected and confirmed. The buyer will have the opportunity to review and confirm all selections before the factory order is placed.

Category 4

Home availability

Used more selectively than Home Representation disclosures. Apply when model availability or the substitution process is specifically relevant to the conversation.

4.1

Model subject to availability

The home model and floor plan shown in this listing are representative of the type and specification to be built. Specific model availability is subject to manufacturer inventory at the time of factory order. The buyer's home selection, including model, floor plan, and any confirmed options, is locked in writing prior to closing. TX Land & Home will confirm availability of the selected model before closing and will notify the buyer of any availability issues prior to order placement.

4.2

Substitution rights

If the confirmed home model or a selected option is unavailable at the time of factory order, TX Land & Home will notify the buyer promptly and present a comparable alternative of equivalent or greater specification at the same price. The buyer's written consent is required before any substitution order is placed. A material substitution is defined as any change in: bedroom count, bathroom count, total square footage exceeding 5%, or base sale price. Minor specification changes made by the manufacturer that do not affect overall size, layout, or price are not considered material substitutions and will be noted at delivery.

Category 5

Warranty

5.1

Home warranty by manufacturer

The factory-built home supplied by TX Land & Home is manufactured to HUD Code standards and carries the warranty provided by the home manufacturer. TX Land & Home does not provide a warranty on the home, its components, or its systems. Warranty terms, duration, and claim procedures are set by the manufacturer and provided to the buyer at home delivery. Questions about manufacturer warranty coverage should be directed to the manufacturer directly or to TX Land & Home for assistance.

5.2

Site construction warranty by contractors

All site construction work, including foundation, site development, utility installation, home transport, and home setup, is performed by independent licensed contractors. Each contractor warrants their own work in accordance with Texas law and the terms of their individual contracts. TX Land & Home does not provide a warranty on site construction or any on-site work. Construction defect claims should be directed to the responsible contractor. TX Land & Home will assist in facilitating communication with contractors during and after the construction period.

Category 6

Pre-construction status

6.1

Home does not yet exist on site

This listing represents a new home that will be built specifically for the buyer on the land parcel shown. The home in the listing photos and renderings does not yet exist on this parcel. This is a New Construction / To Be Built listing, classified in accordance with applicable MLS policies and procedures. The buyer can walk the land, review floor plans, and view Matterport walkthroughs of comparable completed homes. The home will be constructed following closing in accordance with confirmed specifications.

Category 7

Financing

7.1

Buyer must independently qualify

Financing program availability shown is based on general property characteristics and published program eligibility guidelines. Buyer qualification is subject to individual lender underwriting, credit review, income verification, debt-to-income analysis, program availability at time of application, and annual program limit changes. TX Land & Home's tools identify financing programs that may be available, they do not constitute a loan pre-approval, pre-qualification, or commitment. All buyers should complete a formal application with a qualified lender before going under contract.

7.2

Navigator output is not a loan approval

The Financing Navigator is an orientation tool designed to help buyers identify which loan programs may be available based on self-reported profile information. Navigator output is not a loan pre-approval, pre-qualification, or commitment of any kind. Program eligibility determinations are based on published guidelines and the information provided, they are not verified by a lender. To obtain a formal loan determination, complete a full application with a qualified lender.

7.3

USDA geographic and income eligibility

USDA Rural Development loan eligibility has two components: geographic eligibility (the property must be in a USDA-designated rural area) and household income eligibility (household income must be at or below 115% of the area median income for the county). TX Land & Home's tools show geographic eligibility based on the USDA eligibility map. Income eligibility must be confirmed with a preferred lender or at eligibility.sc.egov.usda.gov. Approximate working limits in most Texas rural counties: $100,000/year for 1–4 person households; $130,000/year for 5+ person households. These are proxies, confirm actual limits for your county before relying on them.

Category 8

Compensation

8.1

TX Land & Home compensation disclosure

TX Land & Home earns compensation in connection with this transaction through the following relationships, all of which are disclosed: (a) Home supply: TX Land & Home is a licensed manufactured home retailer and earns a margin on the factory-built home supplied. (b) Contractor coordination: TX Land & Home may receive compensation from contractors introduced in connection with your project. These fees are built into contractor pricing and do not represent an additional cost above competitive market rates. You are not required to use any contractor introduced by TX Land & Home. (c) Lending/origination services: Where TX Land & Home provides mortgage origination services, compensation is received in accordance with its Mortgage Loan Originator licensing. Required RESPA disclosures are provided in connection with any such compensation. (d) Real estate brokerage services: Where TX Land & Home provides real estate brokerage services, compensation is received in accordance with its Texas broker license. TX Land & Home does not receive compensation from title companies. (e) BOYL Admin & Closing Costs (build-on-your-lot only): TX Land & Home receives $2,500 from the $6,000 BOYL Admin & Closing Costs on build-on-your-lot transactions. On factory-built transactions, the $6,000 Admin & Closing Costs goes entirely to commission funding for the listing agent and buyer's agent and is not retained by TX Land & Home.

8.2

Commission negotiated by agent and seller

Commission rates in this transaction are negotiated between the listing agent and the seller. TX Land & Home does not set, require, or guarantee any specific commission rate. For factory-built Land & Home packages, TX Land & Home funds buyer's agent and listing agent commission at 2% each on the package sale price, paid through the $6,000 Admin & Closing Costs included in the listing. For Build-On-Your-Lot packages, the BOYL builder pays a 2% buyer's agent commission directly; the listing agent receives an additional $3,500 alongside their land-sale commission. In all other transactions, buyer's agent commission is as published in the MLS listing.

Category 9

TX Land & Home's role and agent responsibility

9.1

TX Land & Home is supplier, not GC or agent

TX Land & Home is a licensed manufactured home retailer and marketing company. In this transaction, TX Land & Home's role is to supply the factory-built home and coordinate contractor introductions. TX Land & Home does not act as a general contractor, does not direct or manage construction activities, and does not represent the buyer or seller in the real estate transaction. The listing agent is the seller's representative. Construction is managed by an independent licensed general contractor. TX Land & Home serves as a support resource during the construction period but is not a party to the construction contract.

9.2

Agent responsible for MLS compliance

The listing agent creates and publishes the Land & Home MLS listing under their own real estate license. TX Land & Home provides template listing language, floor plans, and support materials. The listing agent is responsible for reviewing all template language for accuracy before publishing, ensuring the listing complies with applicable MLS Policies and Procedures, and fulfilling all required disclosures under Texas law including the Seller's Disclosure Notice. TX Land & Home does not hold a co-list position and does not carry the listing agent's disclosure obligations.

Appendix

Buyer due diligence

Items every buyer is encouraged to verify independently before going under contract.

Buyers are encouraged to independently verify all of the following before going under contract: USDA geographic and income eligibility for the specific parcel and household; flood zone status for the specific build site using the FEMA Flood Map Service Center; deed restrictions and easements through the county clerk using the property’s legal description; legal access to the parcel and current survey of boundaries; site conditions that may affect construction costs including terrain, soil, rock, well depth, and electric service distance; and all financing terms and eligibility with a qualified lender. TX Land & Home’s tools provide research starting points, they do not replace independent professional investigation.

Questions about how a disclosure applies to your situation?
Text (512) 737-7478 or email hello@txlandhome.com.

Disclosure Language Reference v1.2 · TX Land & Home · txlandhome.com